NACH is really a centralised method, with an purpose to consolidate a number of Electronic Clearing Devices (ECS) managing across the country. It offers a framework for standard and tactics for clearing and eliminates local limitations for payments. The APB Method backlinks the Government Departments and their sponsor financial institutions https://roughgem.de/der-ultimative-leitfaden-zur-auswahl-von-plissee-rollos-fur-ihr-zuhause/