The 2025 Medicare IRMAA brackets may impact your premiums and retirement planning. At Federal Pension, we provide expert strategies to help federal employees manage these changes, reduce extra costs, and safeguard retirement income. Stay ahead of adjustments with personalized guidance designed to protect your financial future. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge